by Joanne PoonSaving money is very much like a dream. You cannot reach the sky in a single bound. But if you aren’t careful you will have no money left. You may wish to try the following money-saving methods to save yourself a pot of gold in an easy and stress-free way!
The Least Painful Ways People always say we should distinguish between the things we ‘want’ and we ‘need’, it seems very easy and useful. But how do we do this? 1. Unfollow Online Shops For those people who ‘need’ all the things they ‘want’, it is extremely arduous for them to save money, especially because online shopping is so convenient. Online shops will notify you about the latest items and discounts, to remind you that it is time to spend money. When you want to buy something, all you need to do is put items into a shopping cart and pay the bill. This convenience will increase your purchasing desire. In order not to be exposed to attractive advertisements, why not just unfollow online shops and refuse to like their pages? 2. Clear Cookies Regularly Cookies here doesn’t mean the snack we have at tea time, but a small piece of data sent from a website and stored on your computer while you are browsing. It is designed for websites to remember information or record the browsing activity of their users. It means the web knows what pages we click on and what kinds of things we put in our shopping cart. Since our browsing history is kept by Cookies, our shopping habits will be analyzed and show advertisements that we may be interested in. For example, Kitty always watches a makeup video on Youtube and flips through information on different cosmetics. Then Google will assign more endorsements about beauty products in order to persuade her to consume. Therefore, clearing your Cookies regularly can help you to decrease your passion for buying. A Little Bit More Painful Ways If you spend most of your salary on unnecessary things, you may also try the following steps: 1. Bring a Fixed Amount of Money Every Day It is difficult to control ourselves not to spend too much when there is a considerable amount of cash in our wallet. If we can spend 1000 NT every day, most of us will not think that we are suffering. We can purchase the things we want without a long period of consideration. For example, if we are thirsty, we can buy a bottle of fruit juice in Starbucks, then we still have enough money to eat. But at the end of the day, we find that we have spent everything. But what if we only put 300 NT into our wallet every day? Bring your own water bottle and refill it. After the whole day, we will have spent only 300 dollars. Therefore, if you want to spend less, try to calculate your daily expenditure and bring an appropriate amount of money. It will help you to reduce the amount of money used. 2. Use Banknotes Only If you want to save money, we must first change our habit of paying. Why not save all your change? For example, if you have a thousand dollar bill in your wallet and two ten-dollar coins, and you buy a newspaper for 15 dollars. How do you pay? You will definitely take out two 10-dollar coins and get a 5-dollar coin back. Then you will have a thousand dollar banknote and a 5-dollar coin. But what if you gave the one thousand dollar bill to the clerk? Then he will give you nine hundred dollars in notes and 85 dollars in change. Take the 85 dollars and put it into your piggy bank, and you have saved 85 dollars instead of 5! Our deposits have already increased. The Most Painful Ways 1. Saving Money Gradually for 52 Weeks If you have a clear goal that you want to save money, maybe you can try this method. It is clear and simple. All you need is willpower. Divide the year into 52 weeks, and each week save 10 dollars more than the previous one. For example, put 10 dollars into your piggy bank in week one, then 20 dollars in week two, 30 dollars in week 3, and so on until week 52. In the end, there will be $13,780! 2. The 365-Day Saving Method This method is much more difficult because you have to do save every day. But the outcome will be fabulous. You can save $66,795. All you need is to save 1 dollar more than the previous day. For example, you save 1 dollar on day one, 2 dollars on day two, 3 dollars on day three until day 365. Conclusion Most people are neither born with a silver spoon in their mouth nor born a professional investor. But we can still do more than the average person: manage our hard-earned money every month. Even if we cannot receive millions every year, we can still be able to reward ourselves. a
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May 2024
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